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Plain-English answers about short-term car insurance
A recently purchased car ready to be driven home

Buying and ownership

Questions around buying, inheriting, collecting, plates and private purchases.

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Questions in this section

Can I Get Temporary Insurance on a Car I Have Just Inherited?Potentially. Inheriting a car does not automatically give you insurance to drive it.Can I Insure a Car Temporarily if It Has Been Given to Me but the V5C Has Not Arrived?Sometimes. The insurer decides what evidence it needs, but you must describe the ownership position truthfully.Can I Buy Temporary Insurance to Drive a Privately Bought Car Home at Night?Potentially. Buying in the evening does not change the need for valid insurance, tax and MOT where required.What if a Temporary Insurer Cannot Find the Registration of a Car I Have Just Bought?Do not guess the vehicle details or choose a similar model. A new registration or recent database change can take time to appear.Can I Use Temporary Insurance Just After a Private Number Plate Has Changed?Possibly, but the policy needs to show the registration that legally applies to the car now.Can I Get Short-Term Cover After Removing a Private Plate Before Selling a Car?It may be possible once the replacement registration has been assigned and recognised.Can I Buy Temporary Insurance for a Private Test Drive if the Seller Will Not Cover Me?Possibly, but only if the temporary policy itself allows private test drives.Can I Temporarily Insure a Car to Drive It to a Pre-Purchase Inspection?Potentially, with the owner’s permission and a policy that accepts the journey before you own the vehicle.Can I Get Temporary Insurance to Drive a Car Home from an Auction?Sometimes, but auction vehicles can be harder to insure because their condition or history may be unclear.