About these terms
These terms apply to your use of BriefCover.co.uk. By using the website, you agree to use it in accordance with these terms and with applicable UK law.
BriefCover.co.uk is maintained by Prudent Plus Limited, of Booths Hall, Booths Park, Knutsford, Cheshire WA16 8GS. Prudent Plus Limited is registered in England under company number 10104295.
These terms were last updated on 22 August 2026.
What BriefCover.co.uk provides
BriefCover.co.uk publishes editorial information about temporary and short-term car insurance, borrowing vehicles, buying and collecting cars, insurance gaps, MOT journeys, short trips and related practical situations.
The website is intended to help readers understand common questions and issues. It does not provide an insurance contract and does not itself issue insurance cover.
Not financial or insurance advice
The information on BriefCover.co.uk is general and editorial in nature. It is not personal financial advice, insurance advice, legal advice or a recommendation to buy a particular policy.
You are responsible for deciding whether a product is suitable for your circumstances and for checking the insurer's current policy wording, eligibility rules, exclusions, excesses, limits and permitted use before buying.
No guarantee that cover will be available
A page explaining that temporary insurance may be possible does not mean that a particular insurer will accept you or your vehicle.
Temporary insurers can apply their own rules relating to age, licence type, licence history, convictions, claims, residency, vehicle age, value, modifications, ownership, intended use and other factors.
A quote, price estimate or completed application is not the same as insurance being in force. You should not drive until you have received confirmation of cover and checked the policy start time and vehicle details.
Your responsibility before driving
You are responsible for making sure that you are legally entitled to drive the vehicle and that the vehicle can lawfully be used on the road.
Insurance does not remove separate legal requirements relating to:
- a valid driving licence;
- vehicle tax;
- MOT requirements;
- SORN rules;
- roadworthiness;
- permission from the owner or person entitled to control the vehicle; and
- any restrictions on the type of journey or use.
If any of these matters is uncertain, check the current official guidance before driving.
Insurance quotation and comparison links
BriefCover.co.uk may contain links to third-party insurance quotation, comparison or insurance-related services.
When you follow one of these links, you leave BriefCover.co.uk and enter a separate service operated by another organisation. That organisation's own terms, privacy policy, eligibility rules and insurance documents apply.
Prudent Plus Limited may receive commission if an insurance policy is bought after a referral from this website. The commission does not add a separate charge to the premium paid by the customer.
Accuracy of information
We aim to keep the website accurate, clear and useful, but insurance products, legal requirements, provider acceptance criteria and government guidance can change.
We do not guarantee that every page will always reflect the latest wording used by every insurer or authority.
Where a decision depends on current law, regulation or policy terms, check the relevant official source or provider before acting.
Policy wording takes priority
If information on BriefCover.co.uk differs from the wording of an insurance policy, certificate, schedule, insurer's eligibility rules or quotation terms, the insurer's current documents take priority.
Always check the driver's name, registration number, start time, finish time and permitted use before relying on temporary cover.
Third-party websites
Links to insurers, comparison services, government websites, regulators and other third parties are provided for convenience or additional information.
We do not control those websites and are not responsible for their content, availability, security, privacy practices, pricing, products or services.
A link does not mean that we endorse every statement, product or service on the linked website.
Website availability
We try to keep BriefCover.co.uk available, but we do not guarantee uninterrupted access.
The website may be unavailable temporarily because of maintenance, hosting problems, security work, technical faults or circumstances outside our control.
We may change, remove or add content at any time without notice.
How you may use the website
You may use BriefCover.co.uk for lawful personal and business research purposes.
You must not use the website to:
- commit or encourage unlawful activity;
- attempt to gain unauthorised access to the website, server or related systems;
- introduce malware, malicious code or harmful automated requests;
- interfere with the website's normal operation;
- misrepresent content from BriefCover.co.uk as an insurance quotation, policy or personal recommendation; or
- copy substantial parts of the website for republication without permission.
Copyright and intellectual property
Unless otherwise stated, the text, layout, graphics and original website content on BriefCover.co.uk are owned by or licensed to Prudent Plus Limited and are protected by applicable copyright and intellectual-property law.
You may quote short extracts for legitimate reference with appropriate acknowledgement, but you may not reproduce substantial parts of the website or create a competing copy of it without prior written permission.
Liability
Nothing in these terms excludes or limits liability where it would be unlawful to do so.
Subject to that, BriefCover.co.uk is provided as a general information resource. Prudent Plus Limited is not responsible for losses caused by relying on outdated, incomplete or incorrectly understood editorial information where the relevant current policy wording, insurer rules or official guidance should have been checked.
We are not responsible for decisions made by insurers or comparison providers, including whether they offer cover, the price quoted, the level of cover, policy conditions or claims decisions.
We are also not responsible for losses arising from the availability, content or operation of independent third-party websites.
Privacy
Information about how personal information may be handled when you use the website is set out in our Privacy Policy.
Changes to these terms
We may update these terms to reflect changes to the website, our business, third-party services, regulation or the law.
The current version will be published on this page. Continued use of the website after an update means the latest terms apply to that use.
Governing law and jurisdiction
These terms and your use of BriefCover.co.uk are governed by the laws of England and Wales.
Where you are a consumer, you may also have rights under the law of the part of the United Kingdom in which you live.
Contact
If you have a question about these terms, please email us:
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