Home › Family and friends › Can I Insure Myself Temporarily on a Parent’s Car While They Are in Hospital?
Answer: This can be a genuine short-term need if the parent has given permission and the insurer accepts you and the car.
You might need the vehicle for family errands, moving it from hospital parking or collecting belongings.
Check whether the parent’s main policy remains in force because some temporary products expect underlying insurance on the car.
If the parent cannot give permission, establish who has authority to deal with the vehicle.
Check short-term car insurance options
BriefCover.co.uk does not recommend a particular policy. Check the insurer's eligibility rules, permitted use, exclusions and excess before buying.