Home › Family and friends › What if the Car Owner’s Annual Insurance Expires While I Am Borrowing Their Car?
Answer: Do not assume your temporary policy solves every issue. Some providers require the borrowed car to have other insurance in force.
Compare the owner’s annual expiry time with your temporary start and finish times before the borrowing begins.
The registered keeper can still have continuous-insurance responsibilities even when you hold a separate temporary policy.
If underlying cover is required, the owner needs to renew before it expires.
Check short-term car insurance options
BriefCover.co.uk does not recommend a particular policy. Check the insurer's eligibility rules, permitted use, exclusions and excess before buying.