Home › Trips and emergencies › What if a Borrowed Car Breaks Down Just as My Temporary Insurance Ends?
Answer: Breakdown assistance and motor insurance are separate. A repair at the roadside does not restart an expired insurance policy.
Check whether the owner has vehicle-based breakdown cover or whether you hold personal breakdown assistance.
Before driving away after repair, make sure valid insurance is in force again.
If the car is left on a public road, the owner should also consider its wider insurance status.
Check short-term car insurance options
BriefCover.co.uk does not recommend a particular policy. Check the insurer's eligibility rules, permitted use, exclusions and excess before buying.