Home › Policy practicalities › Can a Car Have Annual Insurance and Temporary Insurance at the Same Time?
Answer: Yes. This often happens when a temporary driver buys separate cover on a car that already has the owner’s annual policy.
Two policies do not mean two payouts for the same loss.
Keep the temporary driver’s certificate separate from the owner’s annual documents so it is clear which policy belongs to whom.
Some temporary products actually require underlying annual insurance on a borrowed car.
Check short-term car insurance options
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